If you’re late on your pay­ments, fill out our form and we can give you FREE advice on how best to proceed.This story shows that you are not alone — mil­lions have already been fore­closed, banks are wait­ing to start the next wave of fore­clo­sures and you have no idea where to turn for help. Let us help you stay in your home.

The num­ber of home­own­ers mak­ing late pay­ments — or no pay­ments — on their mort­gages fell for the fifth straight quar­ter in the first three months of 2011. But the fig­ure remains stub­bornly high com­pared with the pre-crisis norm, likely because of the huge back­log of homes wait­ing to be foreclosed.The rate of bor­row­ers nation­wide who were 60 days or more past due on their mort­gage pay­ments fell to 6.19 per­cent for the three months ended March 31, accord­ing to credit report­ing agency Tran­sUnion. That was down from 6.77 per­cent at the same time last year.Delinquency rates were high­est in Florida, at 14.37 per­cent, down from 14.65 per­cent a year ago, fol­lowed by last years leader, Nevada, at 14.19 per­cent, down from 15.98 percent.

via Late pay­ments on mort­gages fell in first quar­ter — Busi­ness — Per­sonal finance — Real estate — msnbc.com.

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