Fore­clo­sure Defense

Fore­clo­sure defense attor­neys help­ing homeowners.

Once you have received a Notice of Default (NOD), or a notice of filed fore­clo­sure, only a mort­gage mit­i­ga­tion attor­ney can effec­tively pro­tect your inter­ests.  Once you have reached this stage, hav­ing a proven attor­ney rep­re­sent­ing you who is expe­ri­enced in fore­clo­sure defense and loan mod­i­fi­ca­tion can be the dif­fer­ence between keep­ing your home with afford­able pay­ments or los­ing it to foreclosure.  The attor­neys and legal providers pro­moted by Mort­gage Relief Project  have effec­tively helped a mul­ti­tude of clients keep their homes, sav­ing them stag­ger­ing amounts of money in the process.  Your home is one of your most valu­able assets!  Don’t take chances when it comes to pro­tect­ing it!  Get fore­clo­sure help today!

Mort­gage Relief Project pro­vides access to attor­ney rep­re­sen­ta­tion for com­pre­hen­sive mort­gage relief assis­tance, fore­clo­sure defense, loan mod­i­fi­ca­tion, mort­gage mit­i­ga­tion, and debt set­tle­ment in the fol­low­ing states:  AL, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, ND, NJ, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY.  (This grow­ing list is sub­ject to change.)

Call for your no cost, no oblig­a­tion eval­u­a­tion today!

Loan Mod­i­fi­ca­tion and Mort­gage Relief Pro­grams

Mort­gage Mod­i­fi­ca­tion and Loan Workout

There are many mort­gage relief pro­grams avail­able today, includ­ing HAMP, HARP, and NACA to name only a few.  Most of the pro­grams are designed to pro­vide loan mod­i­fi­ca­tions which will allow a home­owner to keep their home.   This is the most com­mon type of mort­gage relief assis­tance avail­able today.  A loan mod­i­fi­ca­tion is a tem­po­rary or per­ma­nent change in one or more of the terms of a loan which allows the loan to be rein­stated.  This mod­i­fi­ca­tion results in a lower pay­ment that the bor­rower can afford.  In most cases, a home­owner that can demon­strate need of assis­tance will qual­ify for a loan mod­i­fi­ca­tion.  A loan mod­i­fi­ca­tion is appro­pri­ate when the orig­i­nal loan that is secured by the res­i­dence has terms that make it dif­fi­cult or impos­si­ble for the home­owner to con­tinue mak­ing the monthly pay­ments, therein cre­at­ing a risk that the res­i­dence will be lost.  Loan mod­i­fi­ca­tions are not the same as debt con­sol­i­da­tions, refi­nance loans, or for­bear­ance.  Loan mod­i­fi­ca­tions are long term solu­tions which seek to pre­vent hard­ship from threat­en­ing the bud­get of a home­owner.  The fol­low­ing list below pro­vides some exam­ples of ways that a mort­gage loan can be modified:

• Change the inter­est rate from a vari­able to a fixed inter­est rate
• Reduce a fixed inter­est rate to a lower fixed inter­est rate
• Reduce the bal­ance of the prin­ci­pal amount of the loan
• Reduce adjustable inter­est rate/reduce CAPS of adjustable inter­est rate
• Stop upward adjust­ment of an adjustable inter­est rate
• Arrange for delin­quent pay­ment amounts to be added to the end of loan
• Arrange for delin­quent pay­ment amounts to be added to a longer loan period
• Arrange for delin­quent pay­ment amounts to be accepted in an alter­na­tive pay­ment plan
• Arrange for the lender to accept a dis­counted pay-off or forbearance

Mort­gage Mitigation

Mort­gage mit­i­ga­tion attorneys

Our objec­tive is to keep every home­owner in their home who wishes to stay in their home.  How­ever, some­times cir­cum­stances make that impos­si­ble.  In these instances, we will nego­ti­ate on your behalf to resolve your mort­gage in a man­ner which can save you and your fam­ily from a great deal of ongo­ing grief, expense, and dam­age to your credit.  We will also nego­ti­ate on your behalf to orches­trate a smooth tran­si­tion which allows you addi­tional time and cash for mov­ing expenses.  These solu­tions may include any of the fol­low­ing elements:

• Deed in Lieu of Foreclosure
• Defi­ciency Bal­ance Settlement
• Short Payoff/Sale
• Addi­tional Time

Finan­cial Assis­tance is Available!