Category Archives: credit card act

credit card

Negotiate to reduce Credit Card Interest Rate

The Credit Card Act has pro­vided a great deal of added pro­tec­tion for con­sumers in the use of credit cards and the manor in which banks can mar­ket to its cus­tomers. How­ever, one area that was not addressed was lim­it­ing the rate that can be charged after proper notice is pro­vided to exist­ing cus­tomers. As […]

credit card act

CHANGING LAWS ON MALL GIFT CARDS

Have you ever received a gift card for the mall or one of those pre-paid Visa or Mas­ter­Card, only to find out when you tried to use them that the card has expired, or due to the length of time, much of the funds were not avail­able for your use? This is an unfor­tu­nate occurrence […]