Category Archives: credit card

credit card

Negotiate to reduce Credit Card Interest Rate

The Credit Card Act has pro­vided a great deal of added pro­tec­tion for con­sumers in the use of credit cards and the manor in which banks can mar­ket to its cus­tomers. How­ever, one area that was not addressed was lim­it­ing the rate that can be charged after proper notice is pro­vided to exist­ing cus­tomers. As […]

consumer debt

Challenging a Charge on your Credit Card

     The process and pro­ce­dures to dis­pute an inac­cu­rate charge on a credit card is well doc­u­mented and sup­ported by Mass­a­chu­setts & Fed­eral Laws. Con­sumer laws have been pro­tect­ing indi­vid­u­als from wrong­ful actions of cred­i­tors.  There are cer­tain steps an indi­vid­ual must take to take advan­tage of the law’s con­sumer pro­tec­tion: con­tact­ing the cred­i­tor, waiting […]