Category Archives: misc

being sued

What do you do when you get served by a debt collector?

So you have amassed a sig­nif­i­cant amount of debt to a credit card com­pany, or some other lender.  Maybe the debt is due to loos­ing a job; maybe it is because you are recently sep­a­rated or divorced; maybe it is because you have become sick with a phys­i­cally lim­it­ing dis­ease.  No mat­ter what […]

Bankruptcy

Terrible Debt Relief Advice from Suzie Orman

Wow, Suzie Orman really told an 81 year-old woman, who earns only a fixed $600 a month from social secu­rity, to make sure she pro­tects her FICO score and con­tinue to pay the min­i­mum bal­ances on her credit cards. In the Oprah Mag­a­zine this month, Ms. Orman was asked, “After tak­ing out cash […]

coupon

Couponing is like having a second income

Many con­sumers are fac­ing seri­ous debt prob­lems, where their day to day expenses sim­ply can not be met, with­out cut­ting cor­ners.  Inter­est rates on credit cards from basic pur­chases, such as kids cloth­ing, and weekly trips to the super­mar­ket as well as an inabil­ity to meet basic heat­ing, elec­tric and phone bills are […]

Bankruptcy

Ways to Avoid Bankruptcy

 Being unfath­omably deep in debt can be a truly fright­en­ing expe­ri­ence. When you are so far in the hole that you can barely see the light at the other side, some­times your bet­ter senses lose you. Not only do you feel con­tin­u­ously anx­ious, you have so many bills that it’s hard to even add up, […]