Category Archives: Pre-petition

B22

Updated Median Income for Massachusetts Consumers

The median income for the Com­mon­wealth of Mass­a­chu­setts has been updated as of Novem­ber 1, 2011.  This new num­ber has a direct cor­re­la­tion as to whether a con­sumer qual­i­fies to file a Chap­ter 7 bank­ruptcy, and dis­charge all of their unse­cured debt or if a con­sumer must file a Chap­ter 13 case which […]

consumer debt

Challenging a Charge on your Credit Card

     The process and pro­ce­dures to dis­pute an inac­cu­rate charge on a credit card is well doc­u­mented and sup­ported by Mass­a­chu­setts & Fed­eral Laws. Con­sumer laws have been pro­tect­ing indi­vid­u­als from wrong­ful actions of cred­i­tors.  There are cer­tain steps an indi­vid­ual must take to take advan­tage of the law’s con­sumer pro­tec­tion: con­tact­ing the cred­i­tor, waiting […]